Spend management made easy with Torpago
Offer a white-label web and mobile platform that unifies spend controls, approvals, bill pay, and reimbursements—so businesses move faster, stay compliant, and grow smarter.

Zero in with dynamic spend management software
Track transactions, enforce policies, and streamline expense workflows—everything your business needs to manage spend with speed, structure, and insight.

Clearer transaction management
See every purchase the instant it posts. Torpago surfaces live transactions, automates approvals, and preserves a tamper-proof audit trail. Keep expenses transparent and on policy.
- Real-time transaction tracking
- Transaction categorization and tagging
- Transaction approval workflows
- Out-of-policy transaction flagging
- Transaction search and filtering
- Transaction history and audits

Better expense management
Say goodbye to wasted time tracking down paperwork. Torpago’s software snaps, matches, and verifies every receipt—instantly turning proof of purchase into audit-ready data.
- Receipt capture and storage
- Match receipts to transactions
- Receipt intelligence and OCR processing
- Receipt verification workflows
- Email receipt processing

Streamline approval workflows
Ensure every expense is viewed by the right eyes—fast. Experience flexible workflows that let you build granular approval chains, alert decision-makers instantly, and delegate on demand without losing audit clarity.
- Multi-level expense approvals
- Configurable approval hierarchies
- Team-based approvals
- Approval notifications and reminders
- Approval delegation capabilities

Granular reporting and analytics
Turn raw transaction data into strategic advantage. We help you surface real-time spend, build on-demand reports, and export statement-ready files–-so finance teams can spot trends early and steer budgets with confidence.
- Spend analytics and insights
- Custom report generation
- Quick data export capabilities
- Live dashboard snapshots
- Statement generation

Integration capabilities that matter
Seamlessly sync Torpago with NetSuite, QuickBooks, Gusto, and every other system your customers rely on. Streamline ledgers, payroll, and spend data on the spot, or extend workflows via our open API and effortless import and export tools.
- ERP system integrations
- Accounting software connections
- HR system integrations
- Custom API integrations
- Data import/export tools

Enhanced expense policy management
Keep every expense on policy—without slowing your wider team down. With our software, build flexible rules, auto-enforce them, and surface instant compliance altered with auto-ready reporting.
- Policy creation and enforcement
- Out-of-policy flagging and resolution
- Policy-based approval routing
- Compliance monitoring
- Policy violation reporting

Easy reimbursement management
End reimbursements simply—without the typical back-and-forth. Torpago lets employees submit requests in seconds while finance tracks approvals, payouts, and audit-ready reports from one clean dashboard.
- Reimbursement request processing
- Approval workflows for reimbursements
- Reimbursement payment tracking
- High-level and granular reporting
Master spend management in minutes.
Experience our spend management tools in action. We’ll show you how to unify cards, expenses, and reimbursements for real-time visibility and automated control—starting day one.


See how Torpago wins—with banks like yours
Explore our insights for fresh perspectives, compliance updates, and growth strategies—everything you need to stay ahead in commercial banking.