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Torpago—building infrastructure for modern banks

Banking has evolved, and so have the tools. We’re empowering banks with tools to launch, manage, and scale business credit card programs—faster, smarter, and fully under their brand.

Torpago is reimagining the infrastructure behind credit card programs
—empowering banks to compete with the best.

Our white-labeled platform enables banks to issue branded credit cards, offer intelligent spend management tools, and maintain seamless oversight through a powerful admin portal—without the cost or complexity of building in-house.

Financial institutions deserve better technology to serve their business customers.

That’s why we’ve built a modular, cloud-native platform that includes:

  • Modern business credit cards

  • AI-powered spend management tools

  • A bank-facing admin tool for full program control

Every layer of our stack is designed for speed, compliance, and scale.

Whether you’re launching your first card program or modernizing an existing one, Torpago gives you the infrastructure and intelligence to move faster, serve better, and deliver the modern experience your customers expect.

Our Investors

Torpago has raised over $25 million from some of the most respected investors in bank technology. Our backers bring deep experience across financial services, enterprise software, and fintech infrastructure.

BankTech Ventures, EJF Ventures, Kortschak Investments, and Assurant Ventures are aligned with our mission to modernize the credit card infrastructure behind banks and their business customers. Their strategic support helps us scale faster, serve better, and deliver the technology today’s institutions demand.

Our Team

Torpago is built by a team of engineers, operators, and financial technologists who’ve worked at the forefront of banking and enterprise software.

We’ve brought together experience from industry leaders like Visa, Mastercard, SAP, and Deloitte—with academic backgrounds from Stanford, Carnegie Mellon, UPenn, Yale, Georgetown, University of Michigan, and more.

Together, we’re united by one belief: Banks deserve better tools to serve their customers and scale their operations with confidence.

Ready to scale your credit card program?

Join the banks and businesses already experiencing results with Torpago. Book a demo and see how we help teams deliver growth, simpler integrations, and impact.

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