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Built for your cardholders
–bespoke for your bank
Our AI-powered platforms help you streamline customer service, enhance security, and personalize your cardholders’ experiences with features like early fraud detection and robust support.
Gain complete control of your card program
Issue, manage, and govern every aspect of your credit card program—from card creation to custom controls—within one powerful platform.
Card issuance and management
Elevate every phase of your card program with Torpago’s all-in-one platform. Instantly issue, monitor, and secure virtual or physical cards—while our white-glove team keeps operations effortless and compliant.
- Virtual and physical card issuance
- Card activation and deactivation workflows
- Card status tracking
- Card replacement and reissuance
- Digital wallet integration
- Card detail management and security
Credit management
Gain total command of every credit dollar you lend. Torpago centralizes credit setup, balance tracking, and approval workflows. Allocate funds faster, monitor risk proactively, and scale with confidence.
- Credit line establishment and management
- Credit balance tracking
- Credit utilization monitoring
- Tenant credit allocation and management
- Fund request and approval workflows
Card controls and restrictions
Set precise guardrails without slowing potential growth. Torpedo lets you tailor spending—by card, user, or department—allowing teams to accrue what they need, only when, where, and how you see fit.
- Spend limits configuration (per card, user, department)
- MCC (Merchant Category Code) restrictions
- Geographic restrictions
- Time-based spending controls
- Merchant-specific restrictions
- Custom spending rules and policies
Card program administration
Take command of your entire card ecosystem from a single dashboard. Torpedo tied together global settings, live program analytics, and multi-tenant controls—down to department-level card and custom data fields. Fine-tune performance without the added complexities.
- Program-level settings and configurations
- Card program metrics and reporting
- Tenant and organization management
- Department-level card management
- Custom field configuration for cards
Do more with your business credit cards.
Join the banks and businesses already experiencing results with Torpago. Book a demo and see how we help teams deliver growth, simpler integrations, and impact.
Extend your card program's power
Pair Torpago business credit cards with our bank administration tools to centralize controls, automate compliance, and surface insights in real-time. Get everything you need to run programs at scale.
Banking is evolving—Torpago helps you keep up.
Get fresh perspectives, compliance updates, and growth strategies—everything you need to stay ahead in commercial banking.
