![Homepage](https://www.torpago.com/hs-fs/hubfs/Torpago_April2024/Images/poweredby.png?width=3212&height=2936&name=poweredby.png)
The Solution You Need
to Launch Modern
Credit Card Programs
The Powered By solutions enable you to enhance your card and expense management offerings, driving growth and creating deeper customer relationships.
Where innovation and banking intersect
![innovation](https://www.torpago.com/hs-fs/hubfs/Torpago_April2024/Images/innovation.png?height=2000&name=innovation.png)
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White-Labeled Products
From physical and virtual card designs to the spend management platform and application landing pages, Torpago white-labels the entire experience to keep your customers inside of your bank’s brand domain.
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Tailored Programming
Whether you have a current credit card program in place or are looking to launch a new program altogether, Torpago's infrastructure is flexible enough to tailor to your bank's needs.
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Program Launch Support
Torpago's expert team supports you through every step of the process, from project planning and implementation to sales enablement.
Deliver an elevated customer experience
Incorporate Torpago's cutting-edge technology, spanning from mobile applications to spend management software, into your credit program's offerings.
![Deliver an elevated customer experience](https://www.torpago.com/hs-fs/hubfs/Torpago_April2024/Images/deliveranelvated.png?width=2000&name=deliveranelvated.png)
Torpago Spend Management Platform
Cloud native platform built for scalability and flexibility
Built with native ERP, payroll, and accounting integrations and Open APIs
Enables effective expense management with expense approval workflows and multi-level spend controls
Supports bill pay, reimbursements, receipt intelligence
Designed for both web and mobile application usage
Empowers account administrators to select appropriate user profiles
Torpago Mobile Application
Available for both iOS and Android
Supports in-app digital wallet provisioning
Provides overview of spend power, transactions, and restrictions
Real-time card usage and spend alerts via push notifications and text messages
Enables expenses and reimbursements to be submitted in real time
Leverage Torpago’s program support
Launch your credit programs seamlessly with Torpago's team of experts, from underwriting to customer support.
Torpago Spend Management Platform
Torpago's risk team offers support through carefully crafted underwriting methods and streamlined workflows. Banks and credit unions also gain the flexibility to challenge Torpago's initial decisions on customer accounts.
![Torpago Spend Management Platform](https://www.torpago.com/hubfs/Torpago_April2024/Images/firstleverageright.png)
Training and Customer Support
The Torpago team prioritizes practical, hands-on initial and ongoing training for our bank and credit union partners. In addition, Torpago offers comprehensive support documents that provide guidance on everything from processes to our platform and its features.
![Training and Customer Support](https://www.torpago.com/hubfs/Torpago_April2024/Images/secondleverageright.png)
Marketing
As a Torpago partner, you have the option to leverage our range of marketing support solutions to fuel your credit program's adoption. Our offerings encompass diverse avenues, including email, digital content, events, and other fintech organizations.
![Marketing](https://www.torpago.com/hubfs/Torpago_April2024/Images/thirdleverageright.png)